Skills
Analysing a company's financial health
Profitability, structure, cash position, repayment capacity: four readings of the same set of accounts, four different conclusions. Financial analysis teaches you to run them in order and to state a diagnosis both banker and director recognise.
Reading accounts the way a banker does
A credit application turns on a few ratios and on the coherence of the story around them. Computing them is a matter of method; knowing what they reveal is another matter, and that is where the skill lies. A rising margin with a falling cash position tells a precise story, which a trained analyst identifies in minutes. The programme teaches that reading on real West African company accounts, then extends it to business valuation.
- Compute intermediate management balances and the key ratios
- Diagnose financial equilibrium and working capital requirement
- Build a twelve-month forecast cash plan
- Prepare a funding application and argue repayment capacity
How far you go
You produce a full financial diagnosis with costed recommendations, and defend it before a credit committee. The ambition of a skill is measured by the act it authorises, then by the volume behind it.
- teaching blocks
- 4
- of taught instruction
- 760 h
- credits in total
- 76
- professional qualifications concerned
- 4
Catalogue rule: one credit is twenty-five hours of work, ten of them taught.
Where it is trained
Each row is a block from the official catalogue. The taught volume and the year of study are those of the filed programme, reproduced as they stand.
| Teaching block | Programme | Taught hours | Year |
|---|---|---|---|
| Financial analysis and diagnosis | Finance and Accounting programme — Bac+5 level | 220 h | Year 1 |
| Corporate finance and valuation | Finance and Accounting programme — Bac+5 level | 200 h | Year 2 |
| Management control | Business Management programme — Bac+3 level | 260 h | Year 3 |
| Financial management of the launch | Entrepreneurship | 80 h | Year 1 |
Where it gains its worth
The same act is valued differently depending on the level of responsibility: the table makes that visible.
| Professional qualification | Target occupation | Level | Taught volume |
|---|---|---|---|
| Company Accountant | sole accountant of an SME | 5 · Senior technician and supervisor | 700 h |
| Finance and Administration Manager | finance manager of an SME or subsidiary | 6 · Manager and professional | 800 h |
| Chief Financial Officer | CFO | 7 · Expert and executive | 700 h |
| Banking and Microfinance Client Adviser | client adviser | 4 · Skilled employee and operative | 400 h |
Which programme takes you there
The same professional act can be reached by several routes. Compare volume, duration and amount.
| Programme | Level | Duration | Fees |
|---|---|---|---|
| Finance and Accounting programme — Bac+5 level | Master's degree | 2 years | 6 800 000 GNF per year |
| Business Management programme — Bac+3 level | Bachelor's degree | 3 years | 4 800 000 GNF per year |
| Entrepreneurship | Bachelor's degree | 18 months | 4 400 000 GNF per year |
Before you decide
Do I need to keep accounts before I can analyse them?
You need to be able to read them, which the programme installs in year one with 240 taught hours of advanced accounting. Analysis follows on that base.
Are the case studies based on local companies?
Yes, on real West African organisations, with the traits that go with them: strong seasonality, long payment terms and a significant share of mobile payment.
Is mobile payment covered in its own right?
A full 160-hour taught block is devoted to it, together with financial inclusion: it has become a central component of the region's cash flows.
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