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Institute of Advanced Technological and Commercial Studies

Practical guides

Paying for your studies in instalments

Instalments are the rule and are chosen at enrolment: monthly or quarterly, across the academic year. The total paid stays identical to an upfront payment. Here is how to set the schedule up and follow it, month after month.

How instalments work

Instalments are requested at enrolment and apply automatically: there is nothing to negotiate or justify. Payment spreads across the academic year, at the cadence you choose, and the total remains the notified amount. A payment plan that cost more would penalise exactly the people it should help.

  • A cadence of your choice: monthly or quarterly
  • A written, dated schedule, issued at enrolment
  • A total identical to an upfront payment
  • A receipt per instalment, kept in your space

Setting up your schedule

  1. 01

    Start from the notified amount

    The one in your admission decision. That is the calculation base, and it is firm.

  2. 02

    Choose the cadence

    Twelve monthly instalments or four quarterly ones. The choice is made at enrolment.

  3. 03

    Set the payment date

    Align it with your income date. An instalment falling just after money comes in is settled effortlessly.

  4. 04

    Receive the written schedule

    It lists every instalment, its date and its amount. Keep it: it also serves a sponsorship request.

  5. 05

    Track receipts in your space

    Each payment issues a dated receipt. The remaining balance is permanently displayed, with nothing to request.

Two cadences, one total

CadenceNumber of instalmentsSpreadTotal paid
Upfront1At enrolmentThe notified amount
Quarterly4One payment per quarterThe notified amount
Monthly12One payment per monthThe notified amount

Instalments in figures

Spreading costs the same total as paying upfront.

interest applied
0 %
possible instalments per year
12
dated receipt per instalment
1

Questions about instalments

Are instalments requested or granted?

They are chosen. It is the rule applied to everyone, and it appears as an option at enrolment, on the same footing as upfront payment. No file or supporting document is required.

Can I change cadence mid-year?

Yes, on a written request with your reference. A new dated schedule is issued for the remaining instalments, and the total stays the notified amount.

What happens to instalments if I pause the year?

Instalments falling after your departure stop being due, and amounts for the period not attended are not payable. The principle is set out in the fee terms.

Is a schedule enough for a sponsorship request?

It forms its main item: it carries the programme, the dates and the amounts. The employer-funding guide details the other elements expected in a sponsorship file.

Paying for your studies in instalments — Practical guides | IHETC — IHETC